Major Challenges Associated with Motorcycle Accident Claims
Most
motorcycle accident claims are resolved during the validation and claim-filing
phase, but there are times when settlements require further investigation and
even court proceedings. Some of the biggest challenges that impact resolutions
are liability issues, the severity of the injury, long or indeterminate
recovery periods, and prolonged mental trauma.
Liability
Nearly every defendant in a motorcycle accident case swears that they didn't see the rider. Eyewitness testimonies are paramount in winning a court case, along with collision reconstruction experts. The motorcyclist will be scrutinized to make sure that their actions in no way caused or contributed to the accident in even the slightest way.
Injury
Severity
Motorcycle
riders are more vulnerable to injuries or death in the result of a collision.
Even beyond the basic force exposure between vehicles, they're susceptible to
blunt trauma injuries from being catapulted in the air or dragged along road
surfaces. While there are required protective mechanisms in place, the rider is
still without safety features like airbags, seatbelts, or a vehicle frame to
protect them. Because of the nature of exposure in motorcycle accidents, the
injuries tend to be more complex, increasing the claim cost. There are usually
multiple surgeries, extensive medical treatment, and potentially even permanent
caregivers.
Also,
most serious injury claims include pain and suffering damages, which drives up
the value of the case. Because the settlement stakes are so high, insurance
companies fight harder to dispute claims, as well as minimize the payout to
victims.
Prolonged
Mental Trauma
Accidents
always leave a mark on those involved, and motorcycle accidents imprint
particularly deeply on the victim. Those who survive go on to experience
flashbacks, panic attacks, and nightmares. While the initial focus is on
physical recovery, mental health is often overlooked and under-compensated, as
it's difficult to gauge the value based on an incalculable amount of the
damage. Any assumptive article introduced as evidence makes winning the case
more challenging.
Indeterminate
or Long Recovery
Concussions
can happen even when a motorcyclist wears a helmet. Traumatic brain injuries
can lead to cognitive impairments with deficits in memory and concentration or
sensitivity to light and sound. Healing from these issues is a complex and slow
victim recovery.
Many
motorcycle victims face long recoveries that require expensive and
time-consuming treatments. Some even run out of benefits before they're healed.
Without stabilization of the client's injuries, it's difficult for experts to
predict the long-term consequences of the accident on their life or job.
Ambiguous recovery timelines for the claimant's ability to return to regular activities at work or home make it hard to determine a fair settlement.
Jury Bias
Most
people, who have never owned or operated a motorcycle before, find it difficult
to understand that they can be operated safely. There's a stereotype around the
activity which impacts how a juror votes. People are also influenced by
mainstream ideas about how riders are thrill-seekers, openly inviting danger.
There are, however, many responsible riders that don't speed recklessly through
traffic and obey the laws and ride safely. It takes an attorney with a lot of
experience to chisel away these preconceived notions.
Every
case has different challenges that can impact the resolution, which is why you
need to hire an experienced attorney to fight for you. Call George Stein
Steelhorse Law to schedule a consultation to represent you in your recent
motorcycle accident claim.